There are hundreds of credit counseling companies out there all clamoring for your business. The crumbling economy has got everyone in some state of financial trouble. But, how do you know which company you should go with if you've decided that credit counseling is the way to go? Obviously you don't … [Read more...]
Avoid Being Scammed By Debt Settlement Companies
So you want to get of debt? Great! There are a lot of companies out there, especially ones who deal with the process of debt negotiation. Debt negotiation works differently than debt repayment. You will pay a settled amount on the balance you owe rather than paying the full balance over time. If you … [Read more...]
The Benefits of Debt Relief Counseling
We've all heard of debt relief counseling. We probably all know how it works and why we need it. In fact many of us consider this to be a solution to our financial woes, and in all honesty it really is. But, debt relief counseling can mean a whole lot more than just getting rid of debt. It can … [Read more...]
Get Help With Debt In Just 3 Moves
You can out of debt in just three moves. Yes, just three. As simple as it sounds, it's not too good to be true. You can really do this. The first part of getting out of debt is to educate yourself on the how to and then do it. The big picture becomes simple when it's explained in black and white. … [Read more...]
Avoid These Costly Mistakes When Seeking Help With Debt
Temptation can be your worst enemy both when accumulating your debt and trying to pay it off. Moves that seem like a good idea at the time can quickly turn in to a full blown nightmare. Make sure you educate yourself and seek professional expertise before you embark on any debt relief tactics. This … [Read more...]
Your Credit Rating
Any time you take out credit for the purposes of making a purchase, or for any other reason in fact, this information goes onto a file which is held by any one (or more) of a number of credit monitoring agencies in your country. Any payments you make (or miss) and any changes to your account are … [Read more...]
Tips For Building Good Credit
Credit comes with pitfalls. We are told this regularly and for many people it seems to be all they ever hear about the process of paying with credit. However, if managed to your advantage, you can make credit cards work for you. Bear in mind that banks and lenders are quick to add charges to … [Read more...]
What Is Bad Credit?
The words bad credit conjure up such negative images, don t they? That s because those two little words aren t exactly what people want associated with them. When you have BAD CREDIT, you are almost marked when it comes to obtaining things like cars and homes. It s like you re wearing a sign around … [Read more...]
College Students In Credit Card Debt
College students are running up an alarmingly large amount of credit card debt these days and it is only increasing with the passage of time. The average undergraduate student carries $2,500 in credit card debt and by the time they graduate from college, they are beginning their new lives in the … [Read more...]